Climate Risk Atlas/TX/Bosque

Bosque County Flooding & Climate Risk Profile

The primary drivers of climate-related financial risk in Bosque, TX are Inland Flooding, Tornado, and Lightning.

City Risk Scorecard
Physical Resilience33/100

Based on FEMA EAL and hazard intensity.

Primary Regional Threats

Inland Flooding

$3,837,338

County-wide Expected Annual Loss

40.3Score

Tornado

$2,063,042

County-wide Expected Annual Loss

71.4Score

Lightning

$982,382

County-wide Expected Annual Loss

90.7Score

Geospatial Analysis

Use the interactive map below to visualize the climate risks in Bosque County. By toggling the hazard layers, you can overlay FEMA-defined flood zones and Natural Risks Index for 18 hazards. This spatial view allows you to identify which areas fall within the 100 and 500-year floodplains and assess how Inland Flooding risks vary across the county.

Pro Tip

Hover over specific census tracts to see how structural risk scores fluctuate accross the county.

City Reports

CliftonWalnut SpringsMeridianLaguna Park

Active ZIP Code Analysis

766377666576690

Sources and Methodology

Spatial Climate Risk Modeling

The Expected Annual Loss (EAL) and hazard risk scores are derived from the FEMA NRI zip code dataset using a population-weighted spatial join. Because Zip Codes and Census Tracts do not share perfectly aligned boundaries, we utilize US Census Block Group population centroids to identify where residents actually live.

Financial & Insurance Metrics

The pysical resilence score is calculated by synthesizing Expected Annual Loss (EAL) against the total building replacement value within a jurisdiction. This creates a "Loss Ratio" that measures physical resilience. We supplement this with ZIP-code level data from the U.S. Treasury's Federal Insurance Office (FIO), monitoring trends in premium growth, loss ratios, and policy non-renewals to identify emerging "Insurance Deserts."

Primary Data Sources